Absolutely everything else the recruiters and trainers say is a lie.
You can make good money if you're one of the very, very few people getting Tier One leads. If not, good luck making rent. It's almost impossible to move up a tier, even though that's not what you're told. If you can do math, you can figure out how to get bumped back up, and it's about as likely as getting struck by lightening. Maybe even less likely. And if you have the bad luck of getting too many callers who don't understand who they're calling, or already have the best insurance for them, or live in a state where you can't help them, you're going to drop a tier. Most of the "inbound calls" you'll get in tier two are people calling for other agents that you have to transfer, or people who were dialed by another company and don't want to talk to you. The agents who are successful here are willing to be very pushy, or even straight up lie to elderly people to get them to buy.
You're told there will be so many options for you with the company after AEP, but that's not true either. The few agents who are still there are miserable, struggling, and dropping like flies.
If you have a conscious, you're going to struggle here. And if you have bills to pay or kids to feed, and can't wait on a complicated, ever-changing commission schedule, this is not the place for you.