Pros
Non transactional features: 1. No Bank Visit Needed: You don't have to visit the bank or deal with any paperwork. Simply download the app on your smartphone and you're ready to roll. 2. Instant Digital Wallet: Once you've got the app, you can instantly create your own Digital Wallet. No need to wait for the bank – it's all automated for your convenience. 3. Virtual Card Included: We've got you covered with a virtual card – either VISA or MasterCard – assigned to your Digital Wallet. It's like having a card in your phone, and it makes all your transactions a breeze. 4. Account Integration: You can link Islami bank Khidmah credit card, prepaid card, CBS account, agent banking account, mCash account with this Digital Wallet for all kinds of transactional and non-transactional services. 5. Balance check: Conveniently check Bank, mCash and CellFin account balance at zero cost.
Cons
Transactional Features: 1. Add Money: Easily add funds to your CellFin from various sources, including other bank cards, IBBPLC accounts, mCash, and IBBPLC debit and credit cards. 2. Send Money: Effortlessly transfer funds, whether it's within IBBL or to other banks (IBBPLC to other banks) through EFT&NPSB, Binimoy, and also make transfers to mobile financial services such as mCash, bKash, Nagad, and other MFS providers. 3. Foreign Remittance: Receive foreign remittances to your account 24/7 through our app – no need to visit a bank branch. 4. Cardless Cash withdraw and deposit via ATM/CRM : Deposit and withdraw cash from your CellFin account, and even withdraw cash from your bank account, all without the need for a card, and it's absolutely free of charge. 5. QR based POS Purchase: You can use CellFin Quick Pay with ease, whether it's through Bangla QR or IBBL QR. Debit funds from your Bank account, CellFin account, mCash or IBBL Khidmah credit card hassle-free.