Pros
Organization allows you to build your business in a way that works for you. For those complaints about commission only, well, you don't belong in the industry then because you will make far more compensation in an independent contractor position. Statutory W-2 Employee which allows for less of a tax burden at the end of the year. Investment payouts higher than industry average. Recurring revenue opportunities. Giving back to the community is encouraged and is supported by Thrivent. No limits on products you offer. Of course there are proprietary products, but once you become established, you are not limited to Thrivent only products. Always an opportunity to find the best fit for the member (proprietary and non-proprietary), unlike other proprietary organizations that do no allow that opportunity. Leadership in Colorado is incredible and the management truly cares about your success. Unique organization unlike any other in the industry. Pension plan after first year in business.
Cons
Compensation plan does change a lot. However, it seems to always work out well as the paychecks keep coming. Health insurance is expensive, but that isn't surprising given the state of the market. No national advertising campaigns. Training program is short.