Pros
Great company culture.The CEO is a truly generous person, and many of the senior executives are admirable as well. There is a ton of potential to build a long, and very profitable career simply helping people put together plans.
Cons
The first few years are absolutely as hard as you would think. No base salary, so if you aren't filling up the lobby, you aren't getting a paycheck. Underwriting guidelines are pretty stringent, so we can offer decent prices, but many clients get declined or rated premiums. You must have at least 250 people you feel absolutely comfortable calling and have some business potential as clients. The retention rates that I was told when I started don't appear to be accurate. Some people are sticking around, but they aren't succeeding by any means, and will likely be gone withing a year or two.