Quarterly Layoffs - Expect Poor Life Work Life Balance in Pricing Roles - Non-Rotational Students On Average Get Paid Less Than Rotational Candidates - Rotational Program Leaders are Unorganized and Unaccountable - Very Few Actuaries Gain True Actuarial Skillsets Needed to Be Competitive in Job Market (Coding, Modeling, Analytics - Leadership is Composed of Young 30 Year Olds