Experiment failed - Retail Investment Specialist (RIS) TD Employee Review

3.0
28 Aug 2024
Recommend
CEO approval
Business outlook

Pros

Good employee benefit including wellness and medical coverage. Fair income with base. You can make a lot of money if you are very good at it and work super hard. Flexible time and you work on your own schedule to meet with customer. No walk in, mostly appointment only. You belong to the RIS channel with a team and not under the branch. Covering two branches to have various clientele leads.

Cons

However, RIS channel is failing on copying RBC’s IRP model. There was no healthy referral system and almost each advisor-related roles are overlapping and competing with each other. RIS should also have more exclusive product shelf, at least something different…

Explore other reviews about TD

5.0
14 May 2026
Recommend
CEO approval
Business outlook

Pros

Culture, interesting work, responsibilities given to junior employees, mostly low egos

Cons

Work / life balance (although somewhat unavoidable in this industry)

4.0
13 Jun 2026
Recommend
CEO approval
Business outlook

Pros

The management team was supportive, and the branch had a strong team-oriented culture. Because it was a smaller branch, employees had the opportunity to build meaningful relationships, collaborate across roles, and learn from one another. Team members regularly shared ideas, provided constructive feedback, and supported each other's professional growth, creating a positive and rewarding work environment.

Cons

The main areas for improvement would be compensation and scheduling flexibility. At the time, I felt the pay was somewhat low relative to my previous leadership experience in retail management. While compensation may be competitive for some entry-level banking roles, I would have appreciated a stronger alignment between pay and prior supervisory experience. Aside from that, my decision to leave was based on pursuing a different career path rather than any issues with the company itself. TD Bank offers a professional work environment, supportive teams, and valuable opportunities for growth and development within the banking industry.

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