Pros
This is one of those rare companies that manages to combine serious global scale (we're talking 37 offices worldwide and nearly 1,800 employees) with the energy and opportunity you'd expect from a much smaller outfit. The quality of work and the talent here is genuinely world-class. The breadth of exposure is incredible, I've got to see the full spectrum of global commerce. Our product is market-leading, and the pace at which we can ship new capabilities is impressive. We're not just iterating on existing features; we're building entirely new products that solve real problems for businesses operating across borders. The technical challenges are meaty and the impact is immediate. The culture here is genuinely refreshing. There's no corporate nonsense or rigid hierarchy getting in the way of good work. I've had coffee chats with our CEO and founders multiple times, and they're just as approachable as anyone in the office. It's not performative either, they actually want to hear ideas and feedback from across the business. The London and New York offices have become a melting pot. We've got brilliant people from everywhere, and the social calendar is actually worth participating in. Whether it's the monthly drinks, cultural celebrations, or team outings, there's always something happening that brings people together. What really sets this apart from other fintechs I've worked at is the breadth of opportunity. Despite being part of a massive global operation, it still feels like a scale-up.
Cons
This isn't your typical scale-up challenge of "build everything from scratch." Instead, we've got incredible technology and products, but finding the perfect market fit in international markets has required some strategic pivoting. They've tried a few different approaches over the past couple of years before settling on enterprise cross-border B2B payments, which is now showing real traction. It's been a learning experience, but honestly, watching a company be thoughtful about strategy rather than just throwing money at problems has been quite educational. The office can be surprisingly quiet at times. People are genuinely focused on their work, which is great for productivity but sometimes you miss that startup buzz.