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One Pacific Financial Strategies

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MLM - Financial Professional One Pacific Financial Strategies Employee Review

2.0
4 Jan 2024
Recommend
CEO approval
Business outlook

Pros

Set your own hours. Largely friendly staff.

Cons

Life insurance is not an investment vehicle. They do not give you sales prospecting tools like Sales Navigator and push Whole Life Insurance as a retirement vehicle. Push you to sell to friends and family instead of giving you prospects. No base pay, commission only. Take a cut of your commission.

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One Pacific Financial Strategies Response
2y
Thank you so much for taking the time to review our firm. I am sorry you did not have a good experience with us. I do want to respond to a few items on your list: 1) I a not sure what you are referring as “Sales Navigator” but we do offer a full tech package to all our agents 2) We use many products in our financial plan and Whole Life is one of them 3) We do believe in using current contacts to get clients just like real estate agents and other industries do – This should have been covered in the interview process and if it was not that was our mistake 4) We do have multiple different contracts so I disagree with the “no base pay”, “commissions only” and “take a cut of your commission” and I would welcome a conversation as to why you put that in your review and it seemed you worked for us for over a year, so if this was an issue and wasn’t covered in the interview process, the types of contracts offered, I would have assumed you would have addressed it sooner. Lastly, and most importantly we are NOT a MLM. A Multi Level Marketing firm requires their agents not only to sell products & services to clients but also recruit those same clients to sell those products and services and they get an override on their “downline”. One thing I know to be certain is we never require any of our agents to recruit anybody (strangers or family/friends) to become agents of our firm to sell our products and services. We want all of our agents to gather people as clients (no different than a real estate agent) not as recruits

Explore other reviews about One Pacific Financial Strategies

5.0
4 Nov 2025
Recommend
CEO approval
Business outlook

Pros

- Freedom and flexibility to set your own hours and goals - Incredible mentorship and training from experienced advisors - Collaborative, supportive culture - Opportunity to make real impact for clients and build lasting relationships

Cons

None related to One Pacific

1.0
5 Apr 2026
Recommend
CEO approval
Business outlook

Pros

They have some guidance when it comes to doing your insurance education.

Cons

They are salesmen. They want you to do all of the heavy lifting while they take 50% of what you make. They will say you will make 50-250k. Then then will send you to carlsbad where they make you wait in a zoom meeting for 20 minutes to "build anticipation". Then you will reject you and refer you to the brea district and spend thousands to meet them. Be prepared to waste the last 6 months of your life on these licenses and they will not be reimbursable. They will say it's reimbursable, but it's not until you meet your "production level". You will either sell out your family or make $0.

1
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