-They say you will be working as an advisor, but you essentially just push life insurance. It is the product you are paid best on when you sell. I would sit down with a client, then review the case with my partner, and the solution is always life insurance. Always.
-They charge you to work for them. They charge you for your desk, phone, community computers, and the mail room. In total it will cost you $2400/year. They love to say how financial stable they are and they have $28b in the bank, but they make you pay for that. That should tell you enough. They can do this because once your contract triggers, you are a general contractor, not an employee.
-They want access to your natural market (friends and family) and then almost expect you to quit. But they keep the policies alive with the people you sold to. If they are this dishonest to their "employees" I can only imagine what its like to be a policy holder.