MetLife Financial Advisor - Financial Services Representative MetLife Employee Review

4.0
3 Dec 2008
Recommend
CEO approval
Business outlook

Pros

The job provides complete automony as a financial advisor. If you hate hierarchy this is a good organizational structure. Additionally, the company finances your overhead expenses the first few years and provides a base salary for the first 19 weeks, although it isn't enough.

Cons

The compensation system is designed to make you fail if you hit a rough patch. There are "red" numbers and "black" numbers. The red numbers represent the amount of premium you have sold. This means nothing until the business is approved by the multiple layers of bureaucracy, otherwise known as compliance and underwriting. The black number represent the actual premium you place. But beware, MetLife pays you an upfront annualized commission. If the policy lapses later, they take the money back. Because business can be inconsistent at times, a take-back can substantially ruin your personal financial situation. Additionally, many of the Agency Sales Directors have very little experience, and are usually better producers than managers. Don't expect a lot of useful help and don't believe everything they tell you.

Explore other reviews about MetLife

5.0
7 Apr 2026
Recommend
CEO approval
Business outlook

Pros

Great culture that actually cares about customers and employees

Cons

Old school and Legacy environment

2.0
16 Mar 2026
Anonymous employee
Recommend
CEO approval
Business outlook

Pros

Benefits, PTO, remote, some team mates are cool and super helpful. But they don’t want you being too chatty. Process process process. The pay is low for the stress is gives.

Cons

The pet department has really gone downhill ever since they implemented their “AA” system, which is just terrible to work with. You have to meet their metrics which it’s great to have QA and claim evaluations in place however, they will dock points for the most minor things, but you’ll see AA process things incorrectly, the supervisors process incorrectly, the team leads process incorrectly…. But only the adjusters will get points docked and write ups. And now they expect you to find the AA errors and send it to them, then send it back to you to correct…. But if YOU made that mistake, points docked. In the beginning, before AI, it was a really great job to have, I felt proud to come into work like I was making a difference but it turned into such a demoralizing and depressing job. They stopped treating us like humans over the past 12 months. Hearing the email and task alerts is enough to give you PTSD.

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