Pros
Their training program is second to none. They literally wrote the book on recruiting. When I was there, training lasted 6 weeks and it was 6 of the most miserable weeks of my life. Think of it as a recruiting boot camp. They are trying to weed out the weak. I recruited for 2+ years before starting at KBIC and I could truly say that it wasn't until KBIC that I learned how to recruit.
Cons
No one makes a lot of money their first year and few will make enough to even make ends meat, so don't believe their lies and sales pitches. If you're good, you may start to make some money by your 3rd year. Aside from the money, or lack there of... Think of the worst micromanagement that you have worked under or heard about and times that by 25. That's KBIC.