Pros
Truly evil, unethical company. They lie to their agents and create fake posts in an attempt to balance all the negative ones.
Cons
This is a very corrupt company. They take advantage of newly licenced agents that do not know any better. A typical agency will take between 20-30% of the total commission's of the providers - which is reasonable for training, technology, marketing, processes etc... However, they take anywhere from 60 to 70%. Once, you try to leave they will take the rest of your unearned commission(standard practice) and prevent you from being appointed with the primary carriers for at least 6 months. Evil and corrupt. Stay far away! If you believe their hype and still go to work for them - postpone your appointments with the major carriers until you learn more about the commissions. They force you to sell their own Surbridge crap supplemental plans - completely over-priced. Call surbridge at 1-800-815-8535 and find out how long it takes to reach claims and customer service - total joke. They slow play everything to make it difficult for people to file claims. They have a long list of complaints to the division of insurance in virtually every state. Just google HealthMarkets or Surbridge.