Pros
Easy to get a job there if you are decently intelligent and can pass your licensing tests. They paid for me to get my licenses which is great.
Cons
Brutal industry, prepare to cold call endlessly or go in person to grovel for money random people. Also really low salary or full commission. Fees are fairly high in their products and performance isn’t great. Those 2 aspects are the main selling points and it’s important to work for a competitive firm on both. Seems like they try to hire a bunch of people new to the industry which allows them to get away with a lot. They came to my school with lofty stories about “I made $250k my first year” because it’s unlimited commissions. They don’t tell you it’s a lot about who you know and getting lucky by landing a big case. If you aren’t, be prepared to live at home with your parents or live paycheck to paycheck. I would recommend looking for a firm with better name recognition, offers a decent salary based on where you live, helps you build your book of business, has a huge list of self directed clients that you can prospect on, and has natural organic growth of their client base. Equitable/AXA had none of these aspects when I worked there but now I work for one of the top 5 brokerage firms and it’s a better experience