Pros
Initial training product training is good. Branch operations/compliance support is great.
Cons
Compensation structure for new financial advisors remains weighted toward commission based products. To be successful and keep your contract you'll need to sell a lot of cash value life insurance and variable annuities. This may not be in the clients' best interest, and new advisors will be hard pressed to navigate this conflict or interest with the focus of doing what's best for the client. Additionally, and perhaps reflecting the AXA's priorities, in response to the DOL ruling, for retirement accounts the only approved variable annuity with income benefits is AXA's own proprietary product. This seems contradictory to the intent of the DOL ruling as other carriers such as Lincoln and Prudential also have similar products.