Pros
Entrepreneurial go-getters with spirit and hard-work have the ability to establish own office. You can develop business relationships with clients and others in your community. A lot of show leather goes into prospecting for clients and rewards pleasant persistence. Training program results in easily passing licensure exams. Firm has culture of teamwork and ethics.
Cons
Essentially on your own to do the activities needed for success. Need to be very disciplined and willing to put in long, hard hours to grind out that success. Lack of national recognition means long selling process for clients. Need to shift to fee-based model that enables pay-stream downline. Transactional based rewards demand constant, never-ending search for revenue.