Great culture and competitive pay and benefits - Senior Associate Software Engineer Capital One Employee Review

5.0
23 Feb 2023
Recommend
CEO approval
Business outlook

Pros

Continuous performance and career management - performance reviews on a 6-month cadence and career trajectory discussions in-between. Engineers can choose between People Leader and Individual Contributor tracks so they don't have to become a people leader to progress. Regular raises that accompany performance reviews above. Generous 401k matching - 3% automatic company contribution, 100% match for first 3% of your contribution, 50% match for next 3%. In total, 6% to get 7.5%. Health insurance options from Anthem with decent company premium contribution and $500/yr HSA/FSA employer contribution (+$500 for spouse on plan). Paid AWS certification (required for tech associates) and other training. Engineers have monthly "Invest in Yourself" days dedicated to training, not work. Stock purchase plan - Put up to 15% of each paycheck towards buying Capital One stock at a 15% discount. Immediately vests so you can either hold onto it for dividends or sell immediately to essentially boost your pay by 2.25%. Culture is great from top-down. CEO Rich Fairbank has a yearly all-associate "state of the union" that is very genuine, sincere, and informative. Regular fun team-building exercises, including cocktail- and dessert-making. Generous recognition "spot rewards" system that can be redeemed for some pretty cool, relevant, and useful rewards. Swag. So much swag.

Cons

New hybrid model, if you are <50 miles from an office you may be expected to come in at least sometimes. It's really a team-by-team basis, I'm full remote and would actually enjoy occasionally coming into an office again, but I know some people would consider this a con. Regular training around lots of compliance aspects of working in a fintech. Not the end of the world but it's definitely more than at other non-financial institutions.

Explore other reviews about Capital One

5.0
22 Jun 2026
Recommend
CEO approval
Business outlook

Pros

Very friendly and helpful co-workers

Cons

Worked with only one department instead of working with multiple departments

3.0
19 Jun 2026
Recommend
CEO approval
Business outlook

Pros

Some of the smartest individuals in their fields. The focus is always “forward” and the company is willing to adopt new tech to stay ahead for the purposes of the company’s (key word there) benefit. Great PTO and benefits.

Cons

The company’s drive to keep itself moving forward has caused it to regress in other aspects. As a leading tech company first, and leading bank second, it’s embarrassing what their stance is on hybrid and remote work. The company can easily accommodate remote options for their employees not near main offices, but chooses not to. I am relocating to a major city with no major CapOne presence and their response was “too bad, either fly up weekly or you’ll be terminated for not meeting the hybrid requirements”. It’s embarrassing because most of my week is remote anyways. I wonder how many current and past employees have been impacted, and I’m worried about how much talent they’ll be pushing away in the coming years.

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