Do not accept employment here!! - Senior Personal Banker Discover Employee Review

1.0
13 Oct 2022
Recommend
CEO approval
Business outlook

Pros

Working from home is the only pro I can think of

Cons

Deceitful recruiting practices - the recruiter's are not upfront about the Personal Banker position which is very deceitful. If you are a licensed MLO, you will not perform the duties that you would working for a mortgage company, this job is nothing but an entry level customer service position. Be prepared to be micromanaged from the first day of training. They over micromanage. 5 or people or Team Leaders will reach out to you about the same thing within minutes of each other either there is no communication or it's part of their micromanaging. It's almost abusive. The trainers, team leaders, coaches, all use passive aggressive, gaslighting tactics when their crappy out of date system does work as it normally and frequently does not. It's almost mental torture so if you chose to work here you need to be mentally strong for their tactics. The microaggressions are unreal I was told by my team leader I didn't ask enough questions and she was wondering if "I knew everything". Fact is I know way more than her about mortgages I have my National license - she's only licensed to work for a financial institution. I just thought that was a passive aggressive and rude thing for someone in management to say to someone. So now I just ask dumb questions all day long. The reason they want you to put questions in the chat is because they can track that and if you make a mistake on the same thing later they have something to throw in your face. Discover does not trust their employees at all Discover also has the nastiest consumer base I have ever had to work with. I was a debt collector for years and never once had a customer base like the Discover customers. Training was very poorly structured and lacked a lot of knowledge. They don't have a specific trainer or trainers to train but they use team coaches which none of their information would never match. Very poor I was excited to start working here but that quickly went away after day 1 of training. I hate it here!!! This job literally makes me sick in the mornings when I log in daily.

Explore other reviews about Discover

5.0
28 Mar 2026
Recommend
CEO approval
Business outlook

Pros

One of the most significant advantages of interning at Discover is the opportunity to work with massive, high-stakes financial datasets within a highly collaborative and mentorship-driven culture. Because the company manages millions of consumer accounts, you gain direct experience in how data-driven decisions impact risk management, credit modeling, and fraud detection in real time. The environment is known for being supportive of early-career professionals, offering structured learning paths and exposure to modern cloud-native infrastructures like AWS. Furthermore, the company’s strong focus on work-life balance and a clear pipeline for converting interns to full-time roles makes it an excellent "foot in the door" for anyone looking to build a career in fintech.

Cons

On the other hand, the primary drawback often stems from the inherent bureaucracy and heavy regulation of the banking industry, which can lead to slower project lifecycles and "red tape." You may find that a significant portion of your time is spent on repetitive data cleaning and maintaining legacy reporting systems rather than building the cutting-edge predictive models you might expect. Additionally, because Discover is a massive organization, your scope of work can sometimes feel siloed, making it difficult to see the end-to-end impact of your analysis across different departments. Finally, the current landscape of the industry means that internal shifts or large-scale corporate restructuring can occasionally lead to uncertainty regarding team directions or long-term project stability.

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