Personal & Academic Background Tell me about yourself. Why did you choose Finance & Operations in your MBA? How has your B.Tech helped in your current credit role? What were your key learnings from your internships? 🧾 Credit & Loan Process What steps do you follow in credit underwriting? How do you analyze a customer’s repayment capacity? How do you evaluate a loan application with limited documentation? How do you ensure accuracy in PD (Personal Discussion)? 📉 EMI & Financial Calculations How do you calculate EMI manually and using Excel? What is the impact of interest rate changes on EMI? How do you handle cases where EMI-to-income ratio is borderline?